Today’s savvy business owner needs to consider the frequency and rising costs of lawsuits and judgments that could potentially be harmful to their business. A devastating liability loss can happen to any business at any time, and a Commercial Umbrella policy protects you in the event that those losses exceed your basic liability coverage.
As a business owner, you know all too well, that one unforeseen event could completely destroy the business that you’ve invested your time and effort to build.
While an Umbrella policy is recommended for individuals, it’s imperative for business. Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other insurance policies.
An Umbrella policy is a form of additional liability protection that kicks in after your Business or Commercial Auto Liability protection has been exhausted following a claim. Your Umbrella coverage is distinct from these policies and it builds onto both of them as a supplementary safeguard. Due to the fact that the underlying policies will pay out first you can usually add coverage very inexpensively, making it well worth the investment.
Depending on the type of business that you operate, you may experience higher limits. For example, businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, and/or significant public exposure may require more substantial coverage.
Our team comprises of licensed and experienced insurance professionals with strong customer and community ties. Our agents know which insurance carriers are the best for your specific needs and help you understand your coverage and quotes. Finding you the best coverage and service, we help you save your time, energy and the daily hassles.